{"id":20255,"date":"2021-11-08T21:17:50","date_gmt":"2021-11-08T21:17:50","guid":{"rendered":"https:\/\/www.unitedexecutivesgroup.com\/realty\/?page_id=20255"},"modified":"2022-03-28T19:40:56","modified_gmt":"2022-03-28T19:40:56","slug":"prequal-faqs","status":"publish","type":"page","link":"https:\/\/www.unitedexecutivesgroup.com\/realty\/prequal-faqs\/","title":{"rendered":"Prequal FAQ&#8217;s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20255\" class=\"elementor elementor-20255\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a01e51c elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"3a01e51c\" data-element_type=\"section\" 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https:\/\/www.unitedexecutivesgroup.com\/realty\/wp-content\/uploads\/2022\/01\/ueg-realestate-white5-768x421.png 768w, https:\/\/www.unitedexecutivesgroup.com\/realty\/wp-content\/uploads\/2022\/01\/ueg-realestate-white5-496x272.png 496w\" sizes=\"(max-width: 1026px) 100vw, 1026px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-314fd850 animated-slow elementor-invisible elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"314fd850\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"houzez_elementor_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"houzez_section_title_wrap section-title-module\">\n                \n                                    <p class=\"houzez_section_subtitle\">Industry-Leading Real Estate Firm Located in Covina CA.<\/p>\n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40ff30ce elementor-section-content-middle elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"40ff30ce\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c1499b7\" data-id=\"7c1499b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6afe1a91 elementor-widget elementor-widget-houzez_elementor_space\" data-id=\"6afe1a91\" data-element_type=\"widget\" data-widget_type=\"houzez_elementor_space.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div class=\"houzez-spacer\">\n            <div class=\"houzez-spacer-inner\"><\/div>\n        <\/div>\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2afb723 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2afb723\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 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<div class=\"houzez_section_title_wrap section-title-module\">\n                                    <h2 class=\"houzez_section_title\">Prequalification FAQ's<\/h2>\n                \n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91c4e7e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"91c4e7e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3728388 elementor-widget elementor-widget-text-editor\" data-id=\"3728388\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Will This Cost You Anything?<\/h2><p><span style=\"font-weight: 400;\">The prequalification process is free and only costs you some of your time to complete the questionnaire.<\/span><\/p><h2>What Is The Difference Between Prequalification And Preapproval?<\/h2><p><b>PREQUALIFICATION<\/b>\u00a0simply determines the maximum purchase price of a house that the buyer is qualified to purchase, based on the income and debt information he or she provides verbally to a mortgage professional. This prequalifying information the mortgage professional provides is not a commitment to lend the money! All the information provided by the buyer must still be verified.<\/p><p><b>PREAPPROVAL<\/b>\u00a0is actually a commitment to lend the amount of money specified, assuming the property chosen meets the lender&#8217;s criteria. The loan process is basically complete when an application has been taken, including all required verifications, and usually without the property information being known. A &#8220;Preapproval Letter&#8221; is issued by the lender.<\/p><h2>Why Get Prequalified Or Preapproved?<\/h2><p><b>PREQUALIFYING<\/b>\u00a0is a quick way to determine what price range of homes the real estate agent and buyer should be reviewing. It saves the time and frustration of finding something you can&#8217;t afford!<\/p><p><b>PREAPPROVAL<\/b>\u00a0is a must in today&#8217;s environment; most sellers require it up-front. It improves the buyer&#8217;s negotiating position and the length of time it would take to close the deal. It gives you the &#8220;clout&#8221; of a cash buyer!<\/p><h2>Why Get Prequalified If I&#8217;m Refinancing?<\/h2><p><b>PREQUALIFYING<\/b>\u00a0will allow you some peace of mind knowing that your refinance amount is achievable, especially if you&#8217;re trying to get cash back from your property equity.<\/p><h2>What If I Don&#8217;t Qualify For What I Had Hoped To Purchase?<\/h2><p>The programs outlined here are only a few of the loan program options we have to offer. Other options may obtain your desired results.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e12e473 elementor-widget elementor-widget-spacer\" data-id=\"7e12e473\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Industry-Leading Real Estate Firm Located in Covina CA. Prequalification FAQ&#8217;s Will This Cost You Anything? The prequalification process is free and only costs you some of your time to complete the questionnaire. What Is The Difference Between Prequalification And Preapproval? PREQUALIFICATION\u00a0simply determines the maximum purchase price of a house that the buyer is qualified to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-20255","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Prequal FAQ&#039;s - UEG<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unitedexecutivesgroup.com\/realty\/prequal-faqs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Prequal FAQ&#039;s - UEG\" \/>\n<meta property=\"og:description\" content=\"Industry-Leading Real Estate Firm Located in Covina CA. 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